Comparison guide · USD to INR · $1,000

Remitly vs Ria for sending money to India

Remitly and Ria are both bank account funded, bank deposit providers, and both charge their fee on top of the send amount at $1,000 in existing-customer mode, so the comparison comes down to rate, fee, and delivery rather than to different payout methods.

The tables below use the same $1,000, bank account funding, bank deposit in India assumptions as the comparison tool, in both existing-customer and new-customer modes. Each figure carries its last verified check date, and promo terms are shown only where the provider publishes them.

Existing customers at $1,000

Provider	Rate	Fee	Total you pay	Recipient gets	Delivery	Figure checked
RemitlyIndicative	₹94.71 per $1	$0.00Charged on top of the send amount	$1,000.00	₹94,710.78	Within minutes	Oct 25, 2026, 5:00 AM PT
RiaIndicative	₹94.67 per $1	$0.99Charged on top of the send amount	$1,000.99	₹94,672.78	Within minutes	Oct 25, 2026, 5:00 AM PT

Who leads, and on what, at $1,000

Remitly leads on payout in existing mode by ₹38.00.
Remitly costs less in total in existing mode, by $0.99.
Remitly publishes the faster delivery estimate in existing mode (Within minutes vs Within minutes).

Caveats that change the answer

- Remitly's Welcome promo applies to new customers only, on the first $6,000 sent, with published terms running through Dec 31, 2027.
- Ria's first-transfer promo rate applies to the first transfer. Separately, the verified HELLORIA code gives zero fees on a first transfer, with published terms running through Jan 31, 2028; check applicability for US to India in the app, since availability varies by corridor.
- In existing-customer mode at $1,000, Remitly's fee is $0 and Ria's fee is $0.99 in config. Both fees are charged on top of the send amount, so the recipient still receives the full converted $1,000.
- Delivery for both is shown as within minutes in config. Minutes are estimates from the providers, not a delivery guarantee.

Keep comparing

Compare all providers at $1,000 or read each provider in full: Remitly profile and Ria profile.

Figures are estimates, not a live quote, except where marked Live. Always confirm the final amount in the provider's app before sending money.

Provider	Rate	Fee	Total you pay	Recipient gets	Delivery	Figure checked
RemitlyIndicativeNew-customer promo rate · first $6,000 sent	₹95.37 per $1	$0.00Charged on top of the send amount	$1,000.00	₹95,370.00	Within minutes	Oct 25, 2026, 5:00 AM PT
RiaIndicativeFirst-transfer promo rate · zero fees on first transfer	₹95.58 per $1	$0.00Charged on top of the send amount	$1,000.00	₹95,576.30	Within minutes	Oct 25, 2026, 5:00 AM PT

Remitly vs Ria for sending money to India

Existing customers at $1,000

Who leads, and on what, at $1,000

Caveats that change the answer

Keep comparing

New customers at $1,000

Who leads, and on what, at $1,000