Provider profile · USD to INR
Xpat
Indicative
Figures on this profile come from RupeeRelay's researched indicative data for this provider on the USD to INR corridor. They are estimates, not a live quote: always confirm the final figure in the provider's app before sending money.
- Standard rate
- ₹96.25 per $1
- New-customer treatment
- First $100.00 at ₹111.11 per $1, then ₹96.25 per $1New-user rate · first transfer only · promo on first $100
- Fee
- $0.00 fee
- Delivery
- 1–2 business days
- Payout method
- Bank account funding, bank deposit in India
- Transfer limits
- Standard ₹2.5 lakhs/day · ₹10 lakhs/week; up to ₹12 lakhs/day · ₹40 lakhs/week with SSN verification
- Figure last checked
- Oct 26, 2026, 5:00 AM PT
Current offers
Verified offers from the comparison data. Published expiries are shown where the provider publishes one.
New User Rate: ₹111.11 on your first $100
The first $100 of your first transfer converts at ₹111.11 per $1; everything above converts at the regular ₹96.25 rate. Xpat's own breakdown: $1,000 → $100 × ₹111.11 + $900 × ₹96.25 = ₹97,736.00.
Eligibility: First transfer only.
Source: Official · Verified Oct 24, 2026
Offer termsReferral program: $25 for you, $15 for your friend
Referrers earn $25 and the friend earns $15 once the friend signs up and transfers.
Eligibility: Friend must be new, sign up with your personal link or code, pass identity checks, and make a first transfer of at least $100. Capped at $1,000 per customer per calendar year; no generic public codes.
Source: Official · Verified Oct 24, 2026
Offer termsFree first transfer: one-time $10 on Xpat
Eligible new customers may get a one-time $10 transfer at Xpat's cost to their own Indian account or UPI ID.
Eligibility: New customers; once per person. Xpat may withdraw the offer at any time.
Source: Official · Verified Oct 24, 2026
Offer terms
About these figures
Verified from Xpat's public calculator and Terms of Service (Oct 26, 2026)
Estimate only — confirm the final figure in the provider's app before sending money.